Date of Award

Spring 1986

Document Type


Degree Name

Doctor of Philosophy (PhD)




Industrial/Organizational Psychology

Committee Director

Donald D. Davis

Committee Member

Terry L. Dickinson

Committee Member

Albert S. Glickman

Committee Member

Bruce McAfee


During the past several decades vast changes have occurred in the labor market. Unusually high unemployment rates, changes in labor force composition and the migration of workers to new industries, are typical topics of concern. This study deals with the development of a model to explain the consequences of environmental stress and psychological strain on retirement financial planning behaviors, an area of investigation which has received little or no attention in the literature, but in which as much importance portends as the traditional topics of concern. Several measures of environmental stress, psychological strain and measures of coping behaviors are developed as endogenous variables in a model with several measures of individual differences as exogenous variables. A stratified, random sample design was used to select 364 employees from Norfolk General Hospital. Results were analyzed using path analysis. The results supported the major hypothesis of causal linkages between measures of environmental stress, psychological strain and coping behaviors. The final Psychological Model of Retirement Financial Planning Behavior suggests several consequences for the development of employee assistance programs.


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